Advantages for your company in getting Group Life, Health, Vision and Dental plans
Group Health Insurance
Group health insurance is a single policy issued to a group of people, offering uniform healthcare benefits to all members. In most cases, these policies are purchased by employers and offered to eligible employees and their families as part of an employee benefits package. Enrolling in group health insurance generally costs participants less than what they would pay for an individual healthcare policy for two main reasons:
- The risk is spread over the whole group, as opposed to just one individual.
- Many employers pay a portion of employees’ premiums.
Group Dental and Vision
Your employees are the most important asset in your company. Offering a health benefits package with vision and dental coverage helps you attract and keep good employees, as these are among the most requested and used employee health benefits.
Regular visits to the eye doctor and the dentist can identify the signs of many serious health conditions. Identifying these conditions early may prevent them from getting worse — keeping your employees healthier and more productive.
We offer a variety of dental and vision plans that can improve the overall health of your employees and help you lower your health care costs.
Group Life Insurance
For most companies, the risk factor is low — everyone in a company is not likely to die at once. Additionally, since group life insurance is typically bundled with group health insurance, the insurance company’s sales and administrative costs are minimal. Insurance companies base group life premiums on the overall risk of the company or group.
1. Group life insurance premiums are considerably lower than premiums for individual life insurance policies.